2021 Toyota 4Runner: True Cost, Problems & Verdict

35 NHTSA owner complaints · 1 recalls · data-computed verdict. No opinions — public data only.

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Editor's note

Avoid the 2025 4Runner, the first year of a new generation, which scores 44 on 56 complaints at 56.0 per year on the road, with Service Brakes at 23. Buy a 2017 (89 on 36 complaints) or any year from 2020 to 2024, which score between 79 and 90 on 39 complaints or fewer. Read the full note on the model page. 2021 specifically: a year the record favours — 35 complaints, score 87/100. The caveats in the note apply to other years of this nameplate more than to this one.

Read the guide

Used Toyota 4Runner and Tundra: the years to avoid, including 2021 — written and signed by Adir Trabelsi, 2026-09-16.

Owner complaints: 35 filed with NHTSA

Complaints per year on the road: 7.0

Steering12Suspension10Service Brakes6Wheels4Exterior Lighting3Electrical System3

What owners say

Verbatim reports filed with the United States safety regulator (NHTSA) by owners of this exact model year. Public record.

I just had the tires road force balanced on a haweka with lug-centric balance, and the steering wheel persists shaking from 55-65 mph. From what I have seen is this is a design flaw on this generation of 4 runners called the shimmy. For a newer vehicle this is not only dangerous, but unacceptable to not be considered for a recall when it is this widespread.
Today while I was driving home from work, in a snow storm, suddenly a low braking power notification and ABS malfunction popped up on my console with loud beeping and my brakes completely stopped working. In order to avoid hitting the car in front of me I had to swerve to the shoulder and come to a stop.
My backup camera does not work consistently. It will sometimes come on and show objects behind me; other times it is a black screen. I have read where Toyota models from 2022 to newer, but not including the 4 Runner, are having major issues with the back up camera and are under recall. I believe this recall should include the Toyota 4 Runner, as mine seems to be having issues which affect my safety and others. I…

Recalls: 1 campaigns

2022
CampaignComponentSummary
22V480000Equipment:Other:LabelsSoutheast Toyota Distributors, LLC (SET) is recalling certain 2020-2022 4Runner vehicles equipped with 20-inch Black Gunner Wheels. The load carrying capacity modification labels are incorrect.

What it costs to buy — and what owning it really takes

Class-level estimates, priced as a mid-size SUV of its model year, re-priced to your country. Not a quote, not a valuation of one specific car — condition, mileage and options move it. How these are computed.

Typical price today $24,000–$34,600 used market, 2026
You lose to depreciation $2,210/year $11,000 over five years
Price when new (2021)$35,600
Worth in five years$18,200
Depreciation, five years$11,000
Insurance, five years$7,750–$10,950
Fuel and maintenance, five years$25,515
Five-year cost of owning it$45,865
Per mile driven, at 12,000 miles a year$0.76

What it costs to run

EPA combined 17 MPG · estimated annual fuel cost $3,600

Fuel (your region)$3,600
Maintenance band (your region) $819–$1,627
Estimated running cost this year (age 5) $4,823
Range across the maintenance band $4,419–$5,227
Next five years, running cost $25,515

Re-priced automatically from your country's retail fuel, electricity and parts indices — change country in the bar at the top. Estimates; see methodology.

02468101214$7,077vehicle age (years)
fuel/energy + maintenance band, annual — US dollars, estimate

Run your own numbers in the true-cost calculator →

What this car's problems cost to fix

Ranked by the components owners of this exact model year actually complain about. Each figure is flat-rate labour hours x the local shop rate plus a parts band — an estimate of what this kind of failure costs, not a quote, and not a prediction that this car will need it. Formula.

  • Steering12 complaints · typical job: Electric power-steering rack or column motor replacement (5.0 h labour + parts)$1,020–$2,500
  • Suspension10 complaints · typical job: Struts, springs and control-arm bushings, one axle (4.0 h labour + parts)$780–$1,580
  • Service Brakes6 complaints · typical job: Pads, rotors and caliper service, both axles (3.0 h labour + parts)$580–$1,140
  • Wheels4 complaints · typical job: Wheel bearing or hub replacement (2.5 h labour + parts)$460–$920
  • Exterior Lighting3 complaints · typical job: Headlamp assembly or lighting-module replacement (1.5 h labour + parts)$360–$1,380
  • Electrical System3 complaints · typical job: Alternator, battery-drain or body-module diagnosis and replacement (3.0 h labour + parts)$540–$1,310

FAQ

What is the most common problem with the 2021 Toyota 4Runner?

The most-reported issue in NHTSA complaint data is Steering (12 complaints in our indexed sample).

Is the 2021 Toyota 4Runner a good used car to buy?

Our data verdict is BUY with a reliability score of 87/100, computed from 35 NHTSA complaints and 1 recall campaigns. See the verdict card for the top reasons.

How much does it cost to fix the 2021 Toyota 4Runner's most common problem?

12 of the NHTSA complaints filed against the 2021 Toyota 4Runner sit in the Steering group — more than any other component on this model year. The representative job there is electric power-steering rack or column motor replacement: about 5.0 hours of labour plus parts, roughly $1,020–$2,500 at a US independent shop and re-priced to your country at the top of the page. It is an estimate of what this class of failure costs, not a quote for this car.

What does a 2021 Toyota 4Runner cost to run per year?

About $5,103 a year in fuel or energy plus the maintenance band — roughly $25,515 over five years, before purchase price, insurance and depreciation. Figures come from available EPA fuel-economy data and industry maintenance averages, and are re-priced to your country.

Does the 2021 Toyota 4Runner have recalls?

Yes — NHTSA lists 1 recall campaign(s) for the 2021 Toyota 4Runner, 0 of them touching fire, crash or stall risk, the most recent recorded 06/07/2022. Check this car's VIN at nhtsa.gov/recalls before you buy.

What will a 2021 Toyota 4Runner really cost YOU per year?

Fuel, maintenance band and depreciation — computed from public data in 10 seconds.

Open the true-cost calculator

Data sources

Complaints & recalls: NHTSA · Fuel economy: EPA fueleconomy.gov · Scoring: our published methodology.
Maintenance bands are industry-average estimates (AAA Your Driving Costs, CarMD index) — labeled estimates, not measurements. Last updated: 2026-10-04.

87RELIABILITY / 100
BUY

Thin evidence — 35 complaints, 1 recalls on record

Typical price today$24,000–$34,600used market estimate · the full money picture
Running cost, next 5 years$25,515fuel/energy + maintenance band midpoint · estimate
  • 35 NHTSA complaints on record (7.0/yr of exposure) — in line with a typical year of this model (7.1/yr)
  • 1 recall campaigns, 0 touching safety-critical systems
  • Thin complaint record — this score is held close to the model's own average rather than read as evidence of quality

How this score is computed →