2020 Ford Fusion: True Cost, Problems & Verdict

178 NHTSA owner complaints · 3 recalls · data-computed verdict. No opinions — public data only.

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Editor's note

The Fusion's record has two separate problems in it. The 2010–2012 first generation carries complaints about the power steering (an electric-assist failure that was recalled) and the throttle body. Read the full note on the model page. 2020 specifically: a year the record favours — 178 complaints, score 83/100. The caveats in the note apply to other years of this nameplate more than to this one.

Read the guide

Used Ford Fusion (and Fusion Hybrid): the years to avoid and the years to buy, including 2020 — written and signed by Adir Trabelsi, 2026-09-16.

Owner complaints: 178 filed with NHTSA

Complaints per year on the road: 29.67

Power Train66Engine49Electrical System37Unknown Or Other26Steering12Fuel/Propulsion System11

What owners say

Verbatim reports filed with the United States safety regulator (NHTSA) by owners of this exact model year. Public record.

I was backing out of my drive way when a shift system fault message appeared on my dashboard. When I went to change gears the rotary dial locked up and shifted to park. My safety as well as other people’s safety was put at risk because my car stopped in the middle of the street with little warning. My problem was confirmed by an independent service center with a obd scanner.
While driving at 75mph on the freeway, my 2020 Ford Fusion suffered a sudden, catastrophic EcoBoost engine coolant failure. The vehicle instantly lost power and dropped to 35mph in active traffic, creating an extreme highway collision hazard. A mechanic has confirmed internal coolant intrusion in the engine block.
The contact owns a 2020 Ford Fusion. The contact stated that while driving at an undisclosed speed, the engine stalled. No warning lights illuminated. The vehicle was able to restart after several attempts. The vehicle was taken to the dealer, where it was diagnosed with coolant intrusion into cylinders 3 and 4. The contact was informed that the engine needed to be replaced. The vehicle was not repaired. The manufact…

Recalls: 3 campaigns (2 severe)

20232025
CampaignComponentSummary
25V685000Equipment:Electrical:Engine Block HeaterFord Motor Company (Ford) is recalling certain 2016-2019 Lincoln MKC, 2016-2023 Explorer, 2019-2020 Fusion, 2019-2024 Ranger, 2020-2022 Lincoln Corsair, Escape, 2021-2024 Bronco, Bronco Sport, and 2022-2024 Maverick vehicles. The engine block heater may crack and develop a coolant leak, causing it to short circuit when the block heater is plugged in.
23V440000Electrical System:Propulsion System:Traction Battery:Management System/Energy Control Module (Bms/Becm)Ford Motor Company (Ford) is recalling certain 2019-2020 Fusion PHEV vehicles. The battery energy control module (BECM) may become damaged due to excessive voltage and current flow.
25V442000Back Over Prevention:SoftwareFord Motor Company (Ford) is recalling certain 2018-2022 Transit Connect, 2019-2020 MKZ, MKX, Edge, Continental, F-150, Nautilus, Fusion, 2019-2023 Ranger, Mustang, 2020-2021 EcoSport, Expedition, Navigator, 2020-2022 Escape, F-250 SD, Corsair, 2020-2023 Aviator, Transit, 2020-2024 Explorer, 2021-2024 Bronco Sport, and 2022-2024 Maverick vehicles. A…

What it costs to buy — and what owning it really takes

Class-level estimates, priced as a mid-size car of its model year, re-priced to your country. Not a quote, not a valuation of one specific car — condition, mileage and options move it. How these are computed.

Typical price today $15,100–$21,700 used market, 2026
You lose to depreciation $1,320/year $6,600 over five years
Price when new (2020)$24,100
Worth in five years$11,700
Depreciation, five years$6,600
Insurance, five years$7,050–$10,000
Fuel and maintenance, five years$23,618
Five-year cost of owning it$38,743
Per mile driven, at 12,000 miles a year$0.65

What it costs to run

EPA combined 23 MPG · estimated annual fuel cost $2,650

Fuel (your region)$2,650
Maintenance band (your region) $1,186–$2,401
Estimated running cost this year (age 6) $4,444
Range across the maintenance band $3,836–$5,051
Next five years, running cost $23,618

Re-priced automatically from your country's retail fuel, electricity and parts indices — change country in the bar at the top. Estimates; see methodology.

02468101214$6,716vehicle age (years)
fuel/energy + maintenance band, annual — US dollars, estimate

Run your own numbers in the true-cost calculator →

What this car's problems cost to fix

Ranked by the components owners of this exact model year actually complain about. Each figure is flat-rate labour hours x the local shop rate plus a parts band — an estimate of what this kind of failure costs, not a quote, and not a prediction that this car will need it. Formula.

  • Power Train66 complaints · typical job: Transmission service or clutch-pack repair (7.0 h labour + parts)$1,290–$4,040
  • Engine49 complaints · typical job: Cooling-system or timing-drive repair (6.0 h labour + parts)$1,040–$2,220
  • Electrical System37 complaints · typical job: Alternator, battery-drain or body-module diagnosis and replacement (3.0 h labour + parts)$540–$1,310
  • Unknown Or Other26 complaints · typical job: Diagnosis and mixed repair (2.0 h labour + parts)$360–$940
  • Steering12 complaints · typical job: Electric power-steering rack or column motor replacement (5.0 h labour + parts)$1,020–$2,500
  • Fuel/Propulsion System11 complaints · typical job: Fuel pump or injector replacement (3.5 h labour + parts)$680–$1,620

FAQ

What is the most common problem with the 2020 Ford Fusion?

The most-reported issue in NHTSA complaint data is Power Train (66 complaints in our indexed sample).

Is the 2020 Ford Fusion a good used car to buy?

Our data verdict is BUY with a reliability score of 83/100, computed from 178 NHTSA complaints and 3 recall campaigns. See the verdict card for the top reasons.

How much does it cost to fix the 2020 Ford Fusion's most common problem?

66 of the NHTSA complaints filed against the 2020 Ford Fusion sit in the Power Train group — more than any other component on this model year. The representative job there is transmission service or clutch-pack repair: about 7.0 hours of labour plus parts, roughly $1,290–$4,040 at a US independent shop and re-priced to your country at the top of the page. It is an estimate of what this class of failure costs, not a quote for this car.

What does a 2020 Ford Fusion cost to run per year?

About $4,723 a year in fuel or energy plus the maintenance band — roughly $23,618 over five years, before purchase price, insurance and depreciation. Figures come from available EPA fuel-economy data and industry maintenance averages, and are re-priced to your country.

Does the 2020 Ford Fusion have recalls?

Yes — NHTSA lists 3 recall campaign(s) for the 2020 Ford Fusion, 2 of them touching fire, crash or stall risk, the most recent recorded 10/10/2025. Check this car's VIN at nhtsa.gov/recalls before you buy.

What will a 2020 Ford Fusion really cost YOU per year?

Fuel, maintenance band and depreciation — computed from public data in 10 seconds.

Open the true-cost calculator

Data sources

Complaints & recalls: NHTSA · Fuel economy: EPA fueleconomy.gov · Scoring: our published methodology.
Maintenance bands are industry-average estimates (AAA Your Driving Costs, CarMD index) — labeled estimates, not measurements. Last updated: 2026-10-04.

83RELIABILITY / 100
BUY

Strong evidence — 178 complaints, 3 recalls on record

Typical price today$15,100–$21,700used market estimate · the full money picture
Running cost, next 5 years$23,618fuel/energy + maintenance band midpoint · estimate
  • 178 NHTSA complaints on record (29.7/yr of exposure) — better than a typical year of this model (120.8/yr)
  • 3 recall campaigns, 2 touching safety-critical systems

How this score is computed →